Just think how much different your life would be if you had done a few things differently a year ago.

➙ You could have been saving money for a big purchase or learning to play the guitar.

Exercising regularly for the last year would have benefited your health.

How profitable of a side hustle could you have built if you had started a year ago?

The key to having a great life is to regularly spend time on things that will enhance your future. It's in our nature to want to improve our life and have something to work toward.

You can’t travel back in time, but you can make the most of the next year by taking advantage of these 9 tips:

1. Maintain a healthy weight. Everyone has that skinny picture from high school. However, if you look around, there are far fewer middle-age adults that would be classified as skinny. There are a lot of health issues that can be avoided or minimized by maintaining a healthy weight. What is 1 thing you could start doing this week that would help you maintain a better weight?

2. Save money. A lack of savings is a major stressor for most people. Even more so after the year we had.  Just think, if you had just started saving $100 a month 10 years ago, you’d have over $12,000 today. That doesn't take any interest into account.

3. Avoid consumer debt. This goes with the last tip.  Most people have to finance a home. However, anything else you can’t afford to buy with cash could probably wait. Consumer debt is very expensive- someone else is making money off you and ultimately very stressful, keeping you in the cycle of payments.

4. Find a hobby that you love. Spending years on a hobby that you love will bring a lot of joy into your life. If your hobby is something like gardening requiring practice and experience, you’ll be pretty good at it and knowledgeable after 5-10 years.

~ Hobbies like hiking or photography can also be a great way of making friends and enhancing your social life.

5. Avoid making big mistakes. It's impossible to know the future of every decision we make, but when faced with bigger decisions it's a good idea to do a risk vs. reward assessment so you know what you are getting into. We have to have the courage to take some risks to grow, but not take stupid risks that have little reward. Sinking your hard earned cash into the next get- rich- quick idea is not a good risk to take.

6. Travel. Get out and see the world. Learn about other people and cultures. Seeking to understand someone, even if you do things differently is how we make the world a better place.

7. Read. Expand your mind. You can learn how to do new things or simply expand your imagination.  The library is free and contains a treasure trove of information and entertainment.

8. Make a Monthly budget and stick to it. Everyone needs to be able to create and stick to a budget. Even people making over $10 million a year have outspent their income and gotten themselves into serious trouble. If financial security is important to you, making a monthly budget and sticking to it is the best step you can take. Each month comes with different expenses so a 1 and done approach doesn't last. Look at each month individually.

9. Set year goals and work for them. Write them down, read them daily. Take large goals and break them down into smaller steps along the way. Small action steps everyday can make huge progress as they add up over the year.

Will you make the most of the next year? 
Or will you be kicking yourself for not taking advantage of this time and opportunity it provides?

If you want guidance on making the most of your next year, I can help. Using the Oola framework I help others assess where they are now, where they want to go, and how they are going to get there. Learn more about coaching here.

If you are not ready for coaching yet, there is another option. A website Elearning platform and goal tracker. 
Click here to learn more and get started on your year of transformation.


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